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Crypto-Backed Loans Just Hit $67B — And Banks Are Now In

Silicon Valley Bank says bitcoin lending has matured since the 2022 crypto credit collapse.

Why this is suddenly back in the headlines

The trigger is the SVB report, authored by the bank's director of crypto, Anthony Vassallo, and research analyst Josh Pherigo.

The banks are in the room now

The report says several major US banks now offer bitcoin-backed credit facilities.

What actually went wrong in 2022 — and what changed

To understand why SVB thinks this is different, you have to understand exactly how the last generation died.

Why holders want these loans in the first place

The demand side is simple human math.

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